Overview

The Payments Summary page in Amazon Seller Central serves as the financial command center for your selling account. It provides a consolidated view of your current balance, available funds, and recent payouts across all account types. Sellers can also access detailed breakdowns through interactive graphs that visualize how money flows into and out of their accounts during each settlement period.

Key Points / What Sellers Need to Know

• Beginning Balance - Each settlement period starts with the amount carried over from the previous period, which includes any account-level reserves and failed disbursements that were not successfully transferred to your bank account.
• Order Revenue Components - Your income is broken down into product sales (price multiplied by quantity), shipping charges collected from customers, taxes and regulatory fees collected on behalf of tax authorities, and other credits such as gift wrap.
• Amazon Fees Are Itemized - The summary separates fees into order-related charges (referral fees, professional selling fees, FBA fulfillment fees, shipping chargebacks, and gift wrap fees) and non-order fees (inventory storage, removal orders, reimbursement adjustments).
• Advertising and Service Costs - Advertising spend and additional charges like coupon redemption fees are tracked separately so you can see their impact on your bottom line.
• Account Reserves - Amazon may hold back a portion of your funds as a reserve to cover potential claims or chargebacks, and this amount is clearly displayed in your summary.

How the Balance Breakdown Works

The Payments Summary page uses a graphical breakdown to show you exactly how your total balance is calculated. It starts with your beginning balance from the prior settlement period, then adds all incoming funds from customer orders—including product revenue, shipping fees collected, tax amounts, and miscellaneous credits like FBA inventory reimbursements. From this total, Amazon subtracts its various fees and charges. The result gives you a clear picture of your net proceeds before any reserves are applied. Promotion rebates are also factored in, reducing the total where applicable.