Overview

Amazon sellers who participate in Amazon Business (B2B) may notice two separate tabs within their Payments dashboard in Seller Central. This setup exists because Amazon processes transactions for regular consumer orders and Amazon Business orders under different legal entities, resulting in separate payment streams that are displayed independently. Understanding how this split works is essential for proper bookkeeping and financial planning.

Key Points / What Sellers Need to Know

• Two separate payment tabs — Seller Central displays B2C (business-to-consumer) and B2B (Amazon Business) transactions on different tabs because they are processed by different Amazon legal entities.
• Same bank account, separate deposits — Both payment streams are deposited into the same bank account you have on file, but they arrive as two distinct transfers rather than a single combined payment.
• Payment cycle unchanged — The length of your existing payment cycle remains the same regardless of the split. If you are on a 14-day cycle, both B2C and B2B payments follow that same 14-day schedule.
• Deposits may arrive on different days — Although both payment types follow the same cycle length, the actual deposit dates for B2C and B2B orders may not align perfectly, so sellers could see payments land in their bank account on different days.
• No opt-out available — Sellers cannot opt out of receiving Amazon Business orders. If business customers purchase your products, those transactions will be processed through the separate B2B payment stream automatically.

How the Dual Payment System Works

When a regular consumer purchases a product on Amazon using standard payment methods such as credit cards or debit cards, that transaction is processed under Amazon's primary retail entity. These payments appear in the first tab of your Payments dashboard and follow the standard disbursement process most sellers are already familiar with. The funds are held during your reserve period and then released according to your payment schedule.

When an Amazon Business customer places an order and pays using a business-specific payment method such as Pay by Invoice, that transaction is handled by a separate Amazon legal entity — typically an LLC specifically designated for business transactions. These orders and their associated disbursements appear on the second tab in your Payments view. This legal separation is required for regulatory and accounting purposes on Amazon's end, but it does not change the fundamental economics for sellers.