Overview

Amazon's Pay by Invoice program allows qualified Amazon Business customers to place orders and receive billing invoices with extended payment terms, such as net 30. For sellers, this program opens the door to a large segment of business buyers who prefer invoice-based purchasing — all without requiring sellers to manage billing, collections, or credit risk themselves.

Key Points / What Sellers Need to Know

• No additional fees by default — Sellers are not charged any extra fees for processing Pay by Invoice orders under the standard payment timeline.
• Early payment option available — Sellers can opt to receive payment immediately after shipment confirmation by paying a 1.5% processing charge.
• Payment is guaranteed — Amazon assumes the risk on late or defaulted payments, crediting sellers no later than seven days past the invoice due date.
• No opt-out available — All sellers automatically participate in the program, and there is no option to exclude your listings from Pay by Invoice orders.
• No action required to enroll — The program is enabled automatically for all sellers on the Amazon marketplace.

How Pay by Invoice Works

When a qualified Amazon Business customer places an order using Pay by Invoice, the transaction follows a different payment timeline than standard consumer orders. Instead of paying at checkout, the buyer receives an invoice with defined payment terms — typically net 30, meaning payment is due 30 days after the billing date. Amazon handles the entire invoicing and collections process on behalf of sellers, including assessing buyer creditworthiness, issuing invoices, following up on outstanding balances, and managing any bad debt. Sellers simply fulfill the order as they would any other and wait for Amazon to credit their account once the buyer pays.

Payment Timeline and Early Payment

Under the default payment flow, Amazon credits the seller's account balance when the buyer's payment is received, which may happen on or before the invoice due date. If a buyer pays late, Amazon guarantees payment by crediting the seller's account on the seventh day past the due date — meaning sellers are never left waiting indefinitely for funds. For sellers who prefer faster cash flow, Amazon offers an early payment option. By changing your invoiced order payment settings in Seller Central, you can receive payment immediately after shipment confirmation in exchange for a 1.5% processing charge. Standard reserve policies tied to delivery dates still apply to these proceeds regardless of which payment option you choose.