Overview

Every Amazon seller needs valid payment methods on file to operate their account. This includes both a credit or debit card for account charges and fees, as well as a bank account to receive sales proceeds. Understanding the requirements and accepted payment types can help sellers avoid registration delays, failed charges, and payment holds.

Key Points / What Sellers Need to Know

• A valid credit or debit card is required at registration — Amazon requires a card that accepts international charges and has a billing address in an eligible country. This card will be used to collect monthly subscription fees and other account charges.

• Card validation charges may apply — Amazon may bill a small validation charge (typically around one dollar, excluding VAT) to verify that the card on file is active and legitimate. Periodic validation checks may also occur after registration.

• Bank account required for payouts — Amazon deposits sales proceeds via electronic transfer to a bank account. Funds cannot be transferred to a credit card, debit card, or online payment service like PayPal.

• Negative balances are charged to your card — If your seller account carries a negative settlement balance (for example, due to refunds exceeding sales), Amazon will charge the credit or debit card on file.

• Security verification may be required — When adding or updating card information, sellers may be redirected to their financial institution to complete a security question. This step confirms the cardholder's identity and may need to be repeated for each card and each marketplace.

Accepted Payment Cards

Amazon accepts a specific set of credit and debit cards for seller accounts. The accepted card types include Visa, Mastercard, American Express, Discover, Diners Club, and JCB. Sellers should note that alternative payment methods are not accepted. This means prepaid cards, gift certificates, checks, and online payment systems such as PayPal cannot be used as a primary payment method for seller account charges.