Overview

Amazon offers UK-based sellers a faster way to receive their earnings through the Express Payout program, which delivers funds to a Visa debit card within 24 hours. This service is designed specifically for sellers with UK bank accounts denominated in British pounds, providing a quicker alternative to standard payout schedules. Understanding the terms, currency conversion implications, and associated risks is essential for any UK seller considering this option.

Key Points / What Sellers Need to Know

• 24-hour fund delivery — Express Payout transfers available seller funds to a valid UK Visa debit card within one business day, significantly faster than Amazon's standard payout cycle.
• UK-only eligibility — The debit card must be issued by a UK bank, linked to a UK address, denominated in British pounds, and specifically approved by Visa for use with the Express Payout program.
• Currency conversion applies — Since US store sales are processed in dollars, funds are converted to GBP at the prevailing exchange rate at the time of each payout, which may include a conversion fee embedded in the rate.
• Exchange rates fluctuate — The rate applied to each payout may differ from previous ones, and sellers bear the risk of currency fluctuations between the time of sale and the time of payout.
• Amazon can modify or terminate the service — Amazon reserves the right to change the terms, adjust fees, or discontinue the program at its discretion, with most changes taking effect 15 days after posting.

How Express Payout Works

When a UK seller enrolls in Express Payout, they are essentially requesting that Amazon route their available funds through Visa's payment network to their designated debit card. Each payout undergoes a currency conversion from US dollars to British pounds, using the exchange rate provided by Visa at the time of the transaction. This means that the amount a seller ultimately receives in GBP will depend on the exchange rate at the moment the payout is processed, not when the original sale occurred. Amazon provides estimated payout amounts in GBP on the seller's dashboard, but these are based on the rate at the time of estimation and may differ from the final deposited amount. Sellers can track both pending and completed payouts, along with the applicable exchange rates, directly within their Seller Central account.