Overview

Amazon’s Payment Service Provider Program (PSPP) controls how sellers receive their earnings when they rely on a third‑party payment service instead of a conventional bank account. The policy, which became active on March 1 2021, obliges every payment service handling Amazon disbursements to be officially enrolled in the program, or else payouts are halted. Sellers must confirm that their current payment arrangement complies, or they risk cash‑flow interruptions.

Key Points

• Enforcement date — Starting September 15 2021, Amazon stopped sending funds to accounts routed through non‑participating PSPs, and the rule remains in force.
• Mandatory enrollment — Any payment service that aggregates Amazon seller proceeds must be listed as a PSPP participant; otherwise, disbursements are blocked.
• Bank accounts exempt — Direct deposits to a traditional, deposit‑taking bank are not subject to the PSPP requirement.
• Official provider list — Amazon publishes a regularly updated roster of approved PSPs on Seller Central’s disbursement solutions page.
• No change needed for compliant sellers — If you already use a listed PSP or a standard bank account, you can continue without modifications.
• Two compliance paths — Sellers with unapproved providers must either switch to a listed PSP or revert to a conventional bank deposit method.

How the Program Works

1. Provider enrollment — A payment service applies to Amazon, submits required documentation, and signs the PSPP agreement; for example, Payoneer completed this process in early 2021 to join the whitelist.
2. Amazon verification — Amazon reviews the provider’s compliance with anti‑money‑laundering rules and data‑security standards; once approved, the provider appears on the public list.
3. Disbursement routing — When a seller’s order is fulfilled, Amazon routes the net proceeds to the enrolled PSP’s designated account; a seller using WorldFirst sees the funds appear in their WorldFirst dashboard within 24 hours.