Overview

Amazon Mexico has prolonged its zero‑commission incentive for Flexible Customer Financing (FCF) on Fulfilled‑by‑Amazon (FBA) items. The waiver of the standard 3 % fee now applies to qualifying products through March 31 2026, giving sellers an extended window to attract buyers with interest‑free installments. This matters because installment purchasing is a core expectation in the Mexican market, and eliminating the fee can boost conversion while protecting margins.

Key Points

• Extended deadline — The 0 % commission on FCF orders for eligible FBA listings runs until 31 March 2026.
• Automatic enrollment — Amazon will add any FBA SKU that meets the price floor to the FCF program without requiring seller action.
• Full fee waiver — The usual 3 % charge on installment transactions is completely removed for qualifying items.
• Price threshold — Only products priced above MXN 300 (approximately US $17) qualify for the fee‑free promotion.
• Seller Flex excluded — Items fulfilled through Seller Flex or merchant‑fulfilled channels do not receive the waiver.

How Flexible Customer Financing Works

1. Customer selects installment option — A shopper browsing a product priced at MXN 500 sees an “12 meses sin intereses” badge and chooses to pay in twelve equal monthly amounts. For example, the buyer pays MXN 41.67 each month.
2. Amazon processes the payment schedule — Amazon assumes the financing risk and collects each monthly payment from the customer’s credit card, forwarding the full order amount (minus any fees) to the seller after the first payment clears.
3. Seller receives payment minus commission — Under normal circumstances Amazon deducts a 3 % fee (MXN 15 on a MXN 500 sale). During the promotion, this fee is waived, so the seller receives the entire MXN 500 without reduction.
4. Order fulfillment — The seller ships the product using FBA, and Amazon handles storage, picking, and delivery, ensuring the buyer receives the item while the seller enjoys the full sale price.