Overview

Amazon offers Express Payout as a faster alternative to the standard 3-to-5 business day disbursement cycle. Eligible US sellers can receive their available balance in their bank account within 24 hours of payout initiation. Understanding how Express Payout works, its requirements, and its limitations can help sellers manage cash flow more effectively.

Key Points / What Sellers Need to Know

• 24-hour payouts — Express Payout delivers funds to your bank account within 24 hours, compared to the standard 3-to-5 business day timeline.
• No service fees currently — Amazon does not charge any additional fees for Express Payout at this time, though the company reserves the right to introduce fees with advance written notice.
• US sellers only — You must have a US bank account, sell on the US store, and have a business address in one of the 50 US states. US territories are not eligible.
• $1 million per-transaction cap — Individual payouts cannot exceed $1 million. Balances above this threshold revert to the standard payout method.
• Debit card option available — Amazon also offers Instant Payout, a related program that sends funds to eligible US or UK Visa debit cards within 24 hours.

Eligibility Requirements

To qualify for Express Payout, sellers must meet several conditions. Your bank account must be "in network," meaning its routing number appears on Amazon's approved list of ABA routing and transit numbers. Your business must be physically located in one of the 50 US states — territories such as Puerto Rico, Guam, and the US Virgin Islands do not qualify. Each payout transaction must be $1 million or less at the time of initiation, and partial payouts are not permitted. If your balance exceeds the cap, Amazon will process the entire payout through the standard method instead. Sellers can verify their bank's eligibility by checking their routing number against Amazon's published list in Seller Central.

How Enrollment Works

Sellers can enroll in Express Payout through the Deposit Methods section of Seller Central. Once enrolled, all payouts for that specific bank account will be processed through Express Payout automatically. This includes both scheduled settlement cycle payments and any manual payout requests initiated from the Payments dashboard. If you later switch to a different primary bank account, the new account will default to the standard payout method unless it was previously enrolled in Express Payout. Sellers can opt out at any time by selecting the standard payout option in their Deposit Methods settings.