Overview

Amazon Currency Converter for Sellers (ACCS) allows international sellers to receive disbursements in their local currency rather than the currency of the marketplace where they sell. Understanding the terms and conditions governing this service is essential for sellers who operate across borders and want to manage currency risk effectively.

Key Points / What Sellers Need to Know

• Currency conversion, not exchange — When you use ACCS, Amazon changes the currency of your disbursement to your local bank account's currency. You are not buying or selling foreign currency; Amazon is simply paying you in a different denomination.
• Third-party exchange rates apply — The conversion rate is set by Amazon's third-party service provider at the time each disbursement or adjustment is initiated. This rate includes all fees and charges for the conversion, bundled into what Amazon calls the "Applicable Exchange Rate."
• Rates fluctuate with every transaction — Because exchange rates move with market conditions, the rate applied to one disbursement may differ from the next. Amazon does not guarantee a fixed or favorable rate.
• Estimated amounts may differ from final amounts — Pending disbursements and adjustments display an estimated conversion amount based on rates available at the time of the estimate. The final converted amount may be higher or lower once the transaction is completed.
• You can opt out at any time — Sellers can discontinue ACCS whenever they choose, but must first update their bank account to one denominated in the marketplace's local currency. Allow up to 14 extra days for the bank account change to take effect.

How the Conversion Process Works

When a seller enables ACCS, Amazon routes each disbursement through a third-party currency conversion provider. At the moment Amazon initiates the payment, the provider applies the current exchange rate, which already incorporates all conversion fees. The funds are then sent to the seller's designated bank account in the local currency of the country or region where that account is held. The same process applies in reverse for any adjustments Amazon needs to make, such as refunds, fees, or reimbursements owed back to Amazon. Sellers can view both estimated and final conversion rates for all pending and completed transactions through the relevant section of their Seller Central account.